Choice One Community
Choice One Community is a credit union based in Plains Township, Pennsylvania, established in 1941, with $131 million in total assets serving 10,730 members. By Trust Grade it ranks 231st of 271 credit unions we track in Pennsylvania. Its net worth ratio of 9.9% trails most similarly sized credit unions (30th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.17% return on assets. No consumer complaints against Choice One Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Choice One Community compares to Pennsylvania peers
How we graded Choice One Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.9% capital ratio)
- Profitable (ROA 0.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Choice One Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Choice One Community insured?
Yes. Choice One Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Choice One Community: frequently asked questions
Is Choice One Community a good credit union?
Choice One Community earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Profitable (ROA 0.17%).
Is Choice One Community NCUA-insured?
Yes. Choice One Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Choice One Community?
Choice One Community holds $131 million in total assets, ranking 231st of 271 credit unions we track in Pennsylvania. It serves 10,730 members.
Does Choice One Community have CFPB complaints?
No CFPB complaints against Choice One Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
