The One
The One is a credit union based in Meadville, Pennsylvania, established in 1949, with $135 million in total assets serving 12,276 members. By Trust Grade it ranks 247th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 8.8% trails most similarly sized credit unions (12th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.31% return on assets. No consumer complaints against The One appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The One compares to Pennsylvania peers
How we graded The One
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Profitable (ROA 0.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The One over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at The One insured?
Yes. The One is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The One: frequently asked questions
Is The One a good credit union?
The One earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.31%).
Is The One NCUA-insured?
Yes. The One is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is The One?
The One holds $135 million in total assets, ranking 247th of 271 credit unions we track in Pennsylvania. It serves 12,276 members.
Does The One have CFPB complaints?
No CFPB complaints against The One appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
