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credit union

Pheple

Greensburg, PA · Est. 1951
B
Trust Grade
Strong
Score: 83/100

Pheple is a credit union based in Greensburg, Pennsylvania, established in 1951, with $137 million in total assets serving 18,291 members. By Trust Grade it ranks 237th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 9.1% trails most similarly sized credit unions (16th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.48% return on assets. No consumer complaints against Pheple appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$136.8M
$100M–1B institution
Members
18,291
Shares & deposits
Net worth ratio
9.1%
Bottom 16% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
0.5%
Bottom 36% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#237
of 271 credit unions

How Pheple compares to Pennsylvania peers

Net worth ratio
Bottom 16% of $100M–1B peers
Pheple
9.1%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of $100M–1B peers
Pheple
0.5%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Pheple

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (9.1% capital ratio)
  • Profitable (ROA 0.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pheple over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Pheple insured?

Yes. Pheple is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pheple: frequently asked questions

Is Pheple a good credit union?

Pheple earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.1% capital ratio); Profitable (ROA 0.48%).

Is Pheple NCUA-insured?

Yes. Pheple is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Pheple?

Pheple holds $137 million in total assets, ranking 237th of 271 credit unions we track in Pennsylvania. It serves 18,291 members.

Does Pheple have CFPB complaints?

No CFPB complaints against Pheple appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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