State Employees'
State Employees' is a credit union based in Raleigh, North Carolina, established in 1937, with $59.8 billion in total assets serving 2,978,851 members. By Trust Grade it ranks 53rd of 57 credit unions we track in North Carolina. Its net worth ratio of 10.0% trails most similarly sized credit unions (43th percentile), versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.64% return on assets. Consumers filed 1,382 complaints about STATE EMPLOYEES CREDIT UNION with the CFPB — 23.1 per $1B in assets, a lower rate than 50% of peers.
How State Employees' compares to North Carolina peers
How we graded State Employees'
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.0% capital ratio)
- Profitable (ROA 0.64%)
- 23.1 complaints per $1B in assets
Consumer complaints (CFPB)
1,382 complaints filed with the CFPB against STATE EMPLOYEES CREDIT UNION — 23.1 per $1B in assets.
Are deposits at State Employees' insured?
Yes. State Employees' is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
State Employees': frequently asked questions
Is State Employees' a good credit union?
State Employees' earns a Bankzia Trust Grade of D (66/100, "Below average"), based on a financial-strength score of 88/100 and a customer-experience score of 43.18162083936324/100. Well-capitalized (10.0% capital ratio); Profitable (ROA 0.64%).
Is State Employees' NCUA-insured?
Yes. State Employees' is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is State Employees'?
State Employees' holds $59.8 billion in total assets, ranking 53rd of 57 credit unions we track in North Carolina. It serves 2,978,851 members.
How many complaints does State Employees' have?
Consumers filed 1,382 complaints about STATE EMPLOYEES CREDIT UNION with the CFPB, or 23.1 per $1B in assets. 98% were answered on time. 0% closed with relief to the consumer.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
