Civic
Civic is a credit union based in Raleigh, North Carolina, established in 1983, with $3.2 billion in total assets serving 349,847 members. By Trust Grade it ranks 56th of 57 credit unions we track in North Carolina. Its net worth ratio of 6.7% trails most similarly sized credit unions (0th percentile), versus a North Carolina median of 12.7%. It posted a loss over the most recent period (-2.73% return on assets), a point to watch. No consumer complaints against Civic appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Civic compares to North Carolina peers
How we graded Civic
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (6.7%)
- Unprofitable over the period (ROA -2.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Civic over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Civic insured?
Yes. Civic is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Civic: frequently asked questions
Is Civic a good credit union?
Civic earns a Bankzia Trust Grade of F (51/100, "Weak"), based on a financial-strength score of 51/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (6.7%); Unprofitable over the period (ROA -2.73%).
Is Civic NCUA-insured?
Yes. Civic is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Civic?
Civic holds $3.2 billion in total assets, ranking 56th of 57 credit unions we track in North Carolina. It serves 349,847 members.
Does Civic have CFPB complaints?
No CFPB complaints against Civic appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
