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credit union

Truliant

Winston Salem, NC · Est. 1952
A
Trust Grade
Excellent
Score: 92/100

Truliant is a credit union based in Winston Salem, North Carolina, established in 1952, with $5.5 billion in total assets serving 333,731 members. By Trust Grade it ranks 30th of 57 credit unions we track in North Carolina. Its net worth ratio of 10.5% trails most similarly sized credit unions (44th percentile), versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against Truliant appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.5B
$1B–10B institution
Members
333,731
Shares & deposits
Net worth ratio
10.5%
Bottom 44% of $1B–10B peers · North Carolina median 12.7%
Return on assets
1.5%
Top 6% of $1B–10B peers · North Carolina median 0.58%
Rank in North Carolina
#30
of 57 credit unions

How Truliant compares to North Carolina peers

Net worth ratio
Bottom 44% of $1B–10B peers
Truliant
10.5%
North Carolina median
12.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of $1B–10B peers
Truliant
1.5%
North Carolina median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Truliant

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (10.5% capital ratio)
  • Strongly profitable (ROA 1.52%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Truliant over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Truliant insured?

Yes. Truliant is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Truliant: frequently asked questions

Is Truliant a good credit union?

Truliant earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Strongly profitable (ROA 1.52%).

Is Truliant NCUA-insured?

Yes. Truliant is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Truliant?

Truliant holds $5.5 billion in total assets, ranking 30th of 57 credit unions we track in North Carolina. It serves 333,731 members.

Does Truliant have CFPB complaints?

No CFPB complaints against Truliant appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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