Public Service Plaza
Public Service Plaza is a credit union based in Newark, New Jersey, established in 1953, with $12 million in total assets serving 949 members. By Trust Grade it ranks 10th of 127 credit unions we track in New Jersey. Its net worth ratio of 20.9% is stronger than 81% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against Public Service Plaza appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Public Service Plaza compares to New Jersey peers
How we graded Public Service Plaza
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (20.9% capital ratio)
- Strongly profitable (ROA 1.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Public Service Plaza over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Public Service Plaza insured?
Yes. Public Service Plaza is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Public Service Plaza: frequently asked questions
Is Public Service Plaza a good credit union?
Public Service Plaza earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (20.9% capital ratio); Strongly profitable (ROA 1.22%).
Is Public Service Plaza NCUA-insured?
Yes. Public Service Plaza is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Public Service Plaza?
Public Service Plaza holds $12 million in total assets, ranking 10th of 127 credit unions we track in New Jersey. It serves 949 members.
Does Public Service Plaza have CFPB complaints?
No CFPB complaints against Public Service Plaza appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
