1st Bergen
1st Bergen is a credit union based in Hackensack, New Jersey, established in 2009, with $11 million in total assets serving 1,714 members. By Trust Grade it ranks 32nd of 127 credit unions we track in New Jersey. Its net worth ratio of 27.2% is stronger than 92% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against 1st Bergen appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 1st Bergen compares to New Jersey peers
How we graded 1st Bergen
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (27.2% capital ratio)
- Profitable (ROA 0.80%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 1st Bergen over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at 1st Bergen insured?
Yes. 1st Bergen is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
1st Bergen: frequently asked questions
Is 1st Bergen a good credit union?
1st Bergen earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (27.2% capital ratio); Profitable (ROA 0.80%).
Is 1st Bergen NCUA-insured?
Yes. 1st Bergen is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is 1st Bergen?
1st Bergen holds $11 million in total assets, ranking 32nd of 127 credit unions we track in New Jersey. It serves 1,714 members.
Does 1st Bergen have CFPB complaints?
No CFPB complaints against 1st Bergen appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
