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credit union

Erie Lackawanna Railroad Co Emp

Hoboken, NJ · Est. 1940
A
Trust Grade
Excellent
Score: 95/100

Erie Lackawanna Railroad Co Emp is a credit union based in Hoboken, New Jersey, established in 1940, with $12 million in total assets serving 1,862 members. By Trust Grade it ranks 34th of 127 credit unions we track in New Jersey. Its net worth ratio of 25.0% is stronger than 89% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.60% return on assets. No consumer complaints against Erie Lackawanna Railroad Co Emp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$12.0M
<$100M institution
Members
1,862
Shares & deposits
Net worth ratio
25.0%
Top 11% of <$100M peers · New Jersey median 13.9%
Return on assets
0.6%
Top 50% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#34
of 127 credit unions

How Erie Lackawanna Railroad Co Emp compares to New Jersey peers

Net worth ratio
Top 11% of <$100M peers
Erie Lackawanna
25.0%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of <$100M peers
Erie Lackawanna
0.6%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Erie Lackawanna Railroad Co Emp

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (25.0% capital ratio)
  • Profitable (ROA 0.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Erie Lackawanna Railroad Co Emp over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Erie Lackawanna Railroad Co Emp insured?

Yes. Erie Lackawanna Railroad Co Emp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Erie Lackawanna Railroad Co Emp: frequently asked questions

Is Erie Lackawanna Railroad Co Emp a good credit union?

Erie Lackawanna Railroad Co Emp earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (25.0% capital ratio); Profitable (ROA 0.60%).

Is Erie Lackawanna Railroad Co Emp NCUA-insured?

Yes. Erie Lackawanna Railroad Co Emp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Erie Lackawanna Railroad Co Emp?

Erie Lackawanna Railroad Co Emp holds $12 million in total assets, ranking 34th of 127 credit unions we track in New Jersey. It serves 1,862 members.

Does Erie Lackawanna Railroad Co Emp have CFPB complaints?

No CFPB complaints against Erie Lackawanna Railroad Co Emp appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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