Peoples Transport
Peoples Transport is a credit union based in Mount Ephraim, New Jersey, established in 1959, with $12 million in total assets serving 1,624 members. By Trust Grade it ranks 114th of 127 credit unions we track in New Jersey. Its net worth ratio of 10.2% trails most similarly sized credit unions (19th percentile), versus a New Jersey median of 13.9%. It posted a loss over the most recent period (-0.83% return on assets), a point to watch. No consumer complaints against Peoples Transport appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peoples Transport compares to New Jersey peers
How we graded Peoples Transport
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.2% capital ratio)
- Unprofitable over the period (ROA -0.83%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peoples Transport over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Peoples Transport insured?
Yes. Peoples Transport is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peoples Transport: frequently asked questions
Is Peoples Transport a good credit union?
Peoples Transport earns a Bankzia Trust Grade of C (75/100, "Average"), based on a financial-strength score of 75/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Unprofitable over the period (ROA -0.83%).
Is Peoples Transport NCUA-insured?
Yes. Peoples Transport is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Peoples Transport?
Peoples Transport holds $12 million in total assets, ranking 114th of 127 credit unions we track in New Jersey. It serves 1,624 members.
Does Peoples Transport have CFPB complaints?
No CFPB complaints against Peoples Transport appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
