Cobalt
Cobalt is a credit union based in Papillion, Nebraska, established in 1946, with $1.3 billion in total assets serving 117,031 members. By Trust Grade it ranks 38th of 50 credit unions we track in Nebraska. Its net worth ratio of 8.9% trails most similarly sized credit unions (12th percentile), versus a Nebraska median of 12.5%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against Cobalt appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cobalt compares to Nebraska peers
How we graded Cobalt
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Profitable (ROA 0.74%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cobalt over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Cobalt insured?
Yes. Cobalt is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cobalt: frequently asked questions
Is Cobalt a good credit union?
Cobalt earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.74%).
Is Cobalt NCUA-insured?
Yes. Cobalt is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Cobalt?
Cobalt holds $1.3 billion in total assets, ranking 38th of 50 credit unions we track in Nebraska. It serves 117,031 members.
Does Cobalt have CFPB complaints?
No CFPB complaints against Cobalt appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
