Liberty First
Liberty First is a credit union based in Lincoln, Nebraska, established in 1935, with $512 million in total assets serving 35,653 members. By Trust Grade it ranks 13th of 50 credit unions we track in Nebraska. Its net worth ratio of 14.9% is stronger than 86% of similarly sized credit unions, versus a Nebraska median of 12.5%. It was profitable over the most recent period, with a 1.58% return on assets. No consumer complaints against Liberty First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Liberty First compares to Nebraska peers
How we graded Liberty First
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.9% capital ratio)
- Strongly profitable (ROA 1.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Liberty First over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Liberty First insured?
Yes. Liberty First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Liberty First: frequently asked questions
Is Liberty First a good credit union?
Liberty First earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Strongly profitable (ROA 1.58%).
Is Liberty First NCUA-insured?
Yes. Liberty First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Liberty First?
Liberty First holds $512 million in total assets, ranking 13th of 50 credit unions we track in Nebraska. It serves 35,653 members.
Does Liberty First have CFPB complaints?
No CFPB complaints against Liberty First appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
