credit union

Metro Cu

Omaha, NE · Est. 1951
A
Trust Grade
Excellent
Score: 98/100

Metro Cu is a credit union based in Omaha, Nebraska, established in 1951, with $643 million in total assets serving 44,832 members. By Trust Grade it ranks 6th of 50 credit unions we track in Nebraska. Its net worth ratio of 12.5% is stronger than 67% of similarly sized credit unions, versus a Nebraska median of 12.5%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Metro Cu appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$642.7M
$100M–1B institution
Members
44,832
Shares & deposits
—
Net worth ratio
12.5%
Top 33% of $100M–1B peers · Nebraska median 12.5%
Return on assets
1.1%
Top 22% of $100M–1B peers · Nebraska median 0.79%
Rank in Nebraska
#6
of 50 credit unions

How Metro Cu compares to Nebraska peers

Net worth ratio
Top 33% of $100M–1B peers
Metro Cu
12.5%
Nebraska median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of $100M–1B peers
Metro Cu
1.1%
Nebraska median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Metro Cu

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.5% capital ratio)
  • Strongly profitable (ROA 1.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Metro Cu over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Metro Cu insured?

Yes. Metro Cu is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Metro Cu: frequently asked questions

Is Metro Cu a good credit union?

Metro Cu earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Strongly profitable (ROA 1.13%).

Is Metro Cu NCUA-insured?

Yes. Metro Cu is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Metro Cu?

Metro Cu holds $643 million in total assets, ranking 6th of 50 credit unions we track in Nebraska. It serves 44,832 members.

Does Metro Cu have CFPB complaints?

No CFPB complaints against Metro Cu appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Liberty First
credit union · Lincoln, NE · $512M assets
Siouxland
credit union · South Sioux Cit, NE · $354M assets
Nebraska Energy
credit union · Columbus, NE · $330M assets
Four Points
credit union · Omaha, NE · $184M assets
Lincone
credit union · Lincoln, NE · $184M assets
First Nebraska
credit union · Omaha, NE · $183M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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