Four Points
Four Points is a credit union based in Omaha, Nebraska, established in 1934, with $184 million in total assets serving 9,231 members. By Trust Grade it ranks 49th of 50 credit unions we track in Nebraska. Its net worth ratio of 7.1% trails most similarly sized credit unions (1th percentile), versus a Nebraska median of 12.5%. It posted a loss over the most recent period (-0.52% return on assets), a point to watch. No consumer complaints against Four Points appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Four Points compares to Nebraska peers
How we graded Four Points
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.1% capital ratio)
- Unprofitable over the period (ROA -0.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Four Points over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Four Points insured?
Yes. Four Points is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Four Points: frequently asked questions
Is Four Points a good credit union?
Four Points earns a Bankzia Trust Grade of D (68/100, "Below average"), based on a financial-strength score of 68/100 (it has no CFPB complaints on record). Well-capitalized (7.1% capital ratio); Unprofitable over the period (ROA -0.52%).
Is Four Points NCUA-insured?
Yes. Four Points is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Four Points?
Four Points holds $184 million in total assets, ranking 49th of 50 credit unions we track in Nebraska. It serves 9,231 members.
Does Four Points have CFPB complaints?
No CFPB complaints against Four Points appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
