Mutual First
Mutual First is a credit union based in Omaha, Nebraska, established in 1949, with $126 million in total assets serving 10,093 members. By Trust Grade it ranks 45th of 50 credit unions we track in Nebraska. Its net worth ratio of 7.9% trails most similarly sized credit unions (3th percentile), versus a Nebraska median of 12.5%. It was profitable over the most recent period, with a 0.04% return on assets. No consumer complaints against Mutual First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mutual First compares to Nebraska peers
How we graded Mutual First
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.9% capital ratio)
- Profitable (ROA 0.04%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mutual First over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mutual First insured?
Yes. Mutual First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mutual First: frequently asked questions
Is Mutual First a good credit union?
Mutual First earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.04%).
Is Mutual First NCUA-insured?
Yes. Mutual First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mutual First?
Mutual First holds $126 million in total assets, ranking 45th of 50 credit unions we track in Nebraska. It serves 10,093 members.
Does Mutual First have CFPB complaints?
No CFPB complaints against Mutual First appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
