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credit union

Membersown

Lincoln, NE · Est. 1984
A
Trust Grade
Excellent
Score: 98/100

Membersown is a credit union based in Lincoln, Nebraska, established in 1984, with $111 million in total assets serving 8,934 members. By Trust Grade it ranks 15th of 50 credit unions we track in Nebraska. Its net worth ratio of 13.6% is stronger than 78% of similarly sized credit unions, versus a Nebraska median of 12.5%. It was profitable over the most recent period, with a 1.10% return on assets. No consumer complaints against Membersown appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$111.3M
$100M–1B institution
Members
8,934
Shares & deposits
Net worth ratio
13.6%
Top 22% of $100M–1B peers · Nebraska median 12.5%
Return on assets
1.1%
Top 25% of $100M–1B peers · Nebraska median 0.79%
Rank in Nebraska
#15
of 50 credit unions

How Membersown compares to Nebraska peers

Net worth ratio
Top 22% of $100M–1B peers
Membersown
13.6%
Nebraska median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of $100M–1B peers
Membersown
1.1%
Nebraska median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Membersown

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.6% capital ratio)
  • Strongly profitable (ROA 1.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Membersown over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Membersown insured?

Yes. Membersown is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Membersown: frequently asked questions

Is Membersown a good credit union?

Membersown earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Strongly profitable (ROA 1.10%).

Is Membersown NCUA-insured?

Yes. Membersown is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Membersown?

Membersown holds $111 million in total assets, ranking 15th of 50 credit unions we track in Nebraska. It serves 8,934 members.

Does Membersown have CFPB complaints?

No CFPB complaints against Membersown appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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