Lincoln County
Lincoln County is a credit union based in Libby, Montana, established in 1957, with $182 million in total assets serving 5,698 members. By Trust Grade it ranks 8th of 41 credit unions we track in Montana. Its net worth ratio of 21.5% is stronger than 98% of similarly sized credit unions, versus a Montana median of 11.9%. It was profitable over the most recent period, with a 2.06% return on assets. No consumer complaints against Lincoln County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lincoln County compares to Montana peers
How we graded Lincoln County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (21.5% capital ratio)
- Strongly profitable (ROA 2.06%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lincoln County over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Lincoln County insured?
Yes. Lincoln County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lincoln County: frequently asked questions
Is Lincoln County a good credit union?
Lincoln County earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (21.5% capital ratio); Strongly profitable (ROA 2.06%).
Is Lincoln County NCUA-insured?
Yes. Lincoln County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Lincoln County?
Lincoln County holds $182 million in total assets, ranking 8th of 41 credit unions we track in Montana. It serves 5,698 members.
Does Lincoln County have CFPB complaints?
No CFPB complaints against Lincoln County appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
