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credit union

Billings

Billings, MT · Est. 1935
A
Trust Grade
Excellent
Score: 91/100

Billings is a credit union based in Billings, Montana, established in 1935, with $218 million in total assets serving 13,027 members. By Trust Grade it ranks 27th of 41 credit unions we track in Montana. Its net worth ratio of 11.5% is stronger than 53% of similarly sized credit unions, versus a Montana median of 11.9%. It was profitable over the most recent period, with a 0.31% return on assets. No consumer complaints against Billings appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$218.0M
$100M–1B institution
Members
13,027
Shares & deposits
Net worth ratio
11.5%
Top 47% of $100M–1B peers · Montana median 11.9%
Return on assets
0.3%
Bottom 23% of $100M–1B peers · Montana median 0.78%
Rank in Montana
#27
of 41 credit unions

How Billings compares to Montana peers

Net worth ratio
Top 47% of $100M–1B peers
Billings
11.5%
Montana median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of $100M–1B peers
Billings
0.3%
Montana median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Billings

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (11.5% capital ratio)
  • Profitable (ROA 0.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Billings over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Billings insured?

Yes. Billings is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Billings: frequently asked questions

Is Billings a good credit union?

Billings earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Profitable (ROA 0.31%).

Is Billings NCUA-insured?

Yes. Billings is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Billings?

Billings holds $218 million in total assets, ranking 27th of 41 credit unions we track in Montana. It serves 13,027 members.

Does Billings have CFPB complaints?

No CFPB complaints against Billings appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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