1st Liberty
1st Liberty is a credit union based in Great Falls, Montana, established in 1955, with $218 million in total assets serving 14,437 members. By Trust Grade it ranks 25th of 41 credit unions we track in Montana. Its net worth ratio of 14.0% is stronger than 82% of similarly sized credit unions, versus a Montana median of 11.9%. It was profitable over the most recent period, with a 0.28% return on assets. No consumer complaints against 1st Liberty appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 1st Liberty compares to Montana peers
How we graded 1st Liberty
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.0% capital ratio)
- Profitable (ROA 0.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 1st Liberty over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at 1st Liberty insured?
Yes. 1st Liberty is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
1st Liberty: frequently asked questions
Is 1st Liberty a good credit union?
1st Liberty earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Profitable (ROA 0.28%).
Is 1st Liberty NCUA-insured?
Yes. 1st Liberty is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is 1st Liberty?
1st Liberty holds $218 million in total assets, ranking 25th of 41 credit unions we track in Montana. It serves 14,437 members.
Does 1st Liberty have CFPB complaints?
No CFPB complaints against 1st Liberty appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
