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credit union

Grasslands

Circle, MT · Est. 1956
A
Trust Grade
Excellent
Score: 96/100

Grasslands is a credit union based in Circle, Montana, established in 1956, with $140 million in total assets serving 3,858 members. By Trust Grade it ranks 16th of 41 credit unions we track in Montana. Its net worth ratio of 13.3% is stronger than 74% of similarly sized credit unions, versus a Montana median of 11.9%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against Grasslands appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$139.5M
$100M–1B institution
Members
3,858
Shares & deposits
Net worth ratio
13.3%
Top 26% of $100M–1B peers · Montana median 11.9%
Return on assets
0.8%
Top 44% of $100M–1B peers · Montana median 0.78%
Rank in Montana
#16
of 41 credit unions

How Grasslands compares to Montana peers

Net worth ratio
Top 26% of $100M–1B peers
Grasslands
13.3%
Montana median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of $100M–1B peers
Grasslands
0.8%
Montana median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Grasslands

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (13.3% capital ratio)
  • Profitable (ROA 0.75%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Grasslands over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Grasslands insured?

Yes. Grasslands is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Grasslands: frequently asked questions

Is Grasslands a good credit union?

Grasslands earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Profitable (ROA 0.75%).

Is Grasslands NCUA-insured?

Yes. Grasslands is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Grasslands?

Grasslands holds $140 million in total assets, ranking 16th of 41 credit unions we track in Montana. It serves 3,858 members.

Does Grasslands have CFPB complaints?

No CFPB complaints against Grasslands appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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