Rocky Mountain
Rocky Mountain is a credit union based in Helena, Montana, established in 1940, with $424 million in total assets serving 25,993 members. By Trust Grade it ranks 37th of 41 credit unions we track in Montana. Its net worth ratio of 8.7% trails most similarly sized credit unions (11th percentile), versus a Montana median of 11.9%. It was profitable over the most recent period, with a 0.10% return on assets. No consumer complaints against Rocky Mountain appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Rocky Mountain compares to Montana peers
How we graded Rocky Mountain
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Profitable (ROA 0.10%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Rocky Mountain over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Rocky Mountain insured?
Yes. Rocky Mountain is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Rocky Mountain: frequently asked questions
Is Rocky Mountain a good credit union?
Rocky Mountain earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.10%).
Is Rocky Mountain NCUA-insured?
Yes. Rocky Mountain is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Rocky Mountain?
Rocky Mountain holds $424 million in total assets, ranking 37th of 41 credit unions we track in Montana. It serves 25,993 members.
Does Rocky Mountain have CFPB complaints?
No CFPB complaints against Rocky Mountain appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
