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credit union

Montana

Great Falls, MT · Est. 1940
A
Trust Grade
Excellent
Score: 97/100

Montana is a credit union based in Great Falls, Montana, established in 1940, with $359 million in total assets serving 26,193 members. By Trust Grade it ranks 11th of 41 credit unions we track in Montana. Its net worth ratio of 12.3% is stronger than 64% of similarly sized credit unions, versus a Montana median of 11.9%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Montana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$358.9M
$100M–1B institution
Members
26,193
Shares & deposits
Net worth ratio
12.3%
Top 36% of $100M–1B peers · Montana median 11.9%
Return on assets
0.9%
Top 35% of $100M–1B peers · Montana median 0.78%
Rank in Montana
#11
of 41 credit unions

How Montana compares to Montana peers

Net worth ratio
Top 36% of $100M–1B peers
Montana
12.3%
Montana median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of $100M–1B peers
Montana
0.9%
Montana median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Montana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (12.3% capital ratio)
  • Profitable (ROA 0.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Montana over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Montana insured?

Yes. Montana is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Montana: frequently asked questions

Is Montana a good credit union?

Montana earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.91%).

Is Montana NCUA-insured?

Yes. Montana is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Montana?

Montana holds $359 million in total assets, ranking 11th of 41 credit unions we track in Montana. It serves 26,193 members.

Does Montana have CFPB complaints?

No CFPB complaints against Montana appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Park Side Financial
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Intrepid
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Rocky Mountain
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Billings
credit union · Billings, MT · $218M assets
1st Liberty
credit union · Great Falls, MT · $218M assets
Southwest Montana Community
credit union · Anaconda, MT · $203M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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