Pearl Municipal
Pearl Municipal is a credit union based in Pearl, Mississippi, established in 1981, with $2 million in total assets serving 711 members. By Trust Grade it ranks 13th of 55 credit unions we track in Mississippi. Its net worth ratio of 26.6% is stronger than 91% of similarly sized credit unions, versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against Pearl Municipal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pearl Municipal compares to Mississippi peers
How we graded Pearl Municipal
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (26.6% capital ratio)
- Strongly profitable (ROA 1.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pearl Municipal over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Pearl Municipal insured?
Yes. Pearl Municipal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pearl Municipal: frequently asked questions
Is Pearl Municipal a good credit union?
Pearl Municipal earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (26.6% capital ratio); Strongly profitable (ROA 1.30%).
Is Pearl Municipal NCUA-insured?
Yes. Pearl Municipal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Pearl Municipal?
Pearl Municipal holds $2 million in total assets, ranking 13th of 55 credit unions we track in Mississippi. It serves 711 members.
Does Pearl Municipal have CFPB complaints?
No CFPB complaints against Pearl Municipal appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
