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credit union

Natchez Educators

Natchez, MS · Est. 1961
A
Trust Grade
Excellent
Score: 94/100

Natchez Educators is a credit union based in Natchez, Mississippi, established in 1961, with $1 million in total assets serving 377 members. By Trust Grade it ranks 34th of 55 credit unions we track in Mississippi. Its net worth ratio of 49.8% is stronger than 99% of similarly sized credit unions, versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 0.45% return on assets. No consumer complaints against Natchez Educators appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.3M
<$100M institution
Members
377
Shares & deposits
Net worth ratio
49.8%
Top 1% of <$100M peers · Mississippi median 16.4%
Return on assets
0.5%
Bottom 42% of <$100M peers · Mississippi median 0.69%
Rank in Mississippi
#34
of 55 credit unions

How Natchez Educators compares to Mississippi peers

Net worth ratio
Top 1% of <$100M peers
Natchez Educators
49.8%
Mississippi median
16.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of <$100M peers
Natchez Educators
0.5%
Mississippi median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Natchez Educators

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (49.8% capital ratio)
  • Profitable (ROA 0.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Natchez Educators over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Natchez Educators insured?

Yes. Natchez Educators is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Natchez Educators: frequently asked questions

Is Natchez Educators a good credit union?

Natchez Educators earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (49.8% capital ratio); Profitable (ROA 0.45%).

Is Natchez Educators NCUA-insured?

Yes. Natchez Educators is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Natchez Educators?

Natchez Educators holds $1 million in total assets, ranking 34th of 55 credit unions we track in Mississippi. It serves 377 members.

Does Natchez Educators have CFPB complaints?

No CFPB complaints against Natchez Educators appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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Citizens Choice
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Mississippi College Employees
credit union · Clinton, MS · $2M assets
Choctaw
credit union · Choctaw, MS · $3M assets
Muw
credit union · Columbus, MS · $4M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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