Citizens Choice
Citizens Choice is a credit union based in Natchez, Mississippi, established in 1966, with $697 thousand in total assets serving 394 members. By Trust Grade it ranks 55th of 55 credit unions we track in Mississippi. Its net worth ratio of 2.4% trails most similarly sized credit unions (0th percentile), versus a Mississippi median of 16.4%. It posted a loss over the most recent period (-6.72% return on assets), a point to watch. No consumer complaints against Citizens Choice appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Choice compares to Mississippi peers
How we graded Citizens Choice
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (2.4%)
- Unprofitable over the period (ROA -6.72%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Choice over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Citizens Choice insured?
Yes. Citizens Choice is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Choice: frequently asked questions
Is Citizens Choice a good credit union?
Citizens Choice earns a Bankzia Trust Grade of F (13/100, "Weak"), based on a financial-strength score of 13/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (2.4%); Unprofitable over the period (ROA -6.72%).
Is Citizens Choice NCUA-insured?
Yes. Citizens Choice is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Citizens Choice?
Citizens Choice holds $1 million in total assets, ranking 55th of 55 credit unions we track in Mississippi. It serves 394 members.
Does Citizens Choice have CFPB complaints?
No CFPB complaints against Citizens Choice appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
