Choctaw
Choctaw is a credit union based in Choctaw, Mississippi, established in 1976, with $3 million in total assets serving 2,064 members. By Trust Grade it ranks 51st of 55 credit unions we track in Mississippi. Its net worth ratio of 25.9% is stronger than 90% of similarly sized credit unions, versus a Mississippi median of 16.4%. It posted a loss over the most recent period (-4.58% return on assets), a point to watch. No consumer complaints against Choctaw appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Choctaw compares to Mississippi peers
How we graded Choctaw
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (25.9% capital ratio)
- Unprofitable over the period (ROA -4.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Choctaw over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Choctaw insured?
Yes. Choctaw is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Choctaw: frequently asked questions
Is Choctaw a good credit union?
Choctaw earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (25.9% capital ratio); Unprofitable over the period (ROA -4.58%).
Is Choctaw NCUA-insured?
Yes. Choctaw is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Choctaw?
Choctaw holds $3 million in total assets, ranking 51st of 55 credit unions we track in Mississippi. It serves 2,064 members.
Does Choctaw have CFPB complaints?
No CFPB complaints against Choctaw appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
