credit union

Shelby/Bolivar County

Boyle, MS · Est. 1955
A
Trust Grade
Excellent
Score: 98/100

Shelby/Bolivar County is a credit union based in Boyle, Mississippi, established in 1955, with $5 million in total assets serving 2,133 members. By Trust Grade it ranks 2nd of 55 credit unions we track in Mississippi. Its net worth ratio of 19.0% is stronger than 74% of similarly sized credit unions, versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 1.56% return on assets. No consumer complaints against Shelby/Bolivar County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.7M
<$100M institution
Members
2,133
Shares & deposits
—
Net worth ratio
19.0%
Top 26% of <$100M peers · Mississippi median 16.4%
Return on assets
1.6%
Top 14% of <$100M peers · Mississippi median 0.69%
Rank in Mississippi
#2
of 55 credit unions

How Shelby/Bolivar County compares to Mississippi peers

Net worth ratio
Top 26% of <$100M peers
Shelby/Bolivar County
19.0%
Mississippi median
16.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of <$100M peers
Shelby/Bolivar County
1.6%
Mississippi median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Shelby/Bolivar County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (19.0% capital ratio)
  • Strongly profitable (ROA 1.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Shelby/Bolivar County over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Shelby/Bolivar County insured?

Yes. Shelby/Bolivar County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Shelby/Bolivar County: frequently asked questions

Is Shelby/Bolivar County a good credit union?

Shelby/Bolivar County earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.0% capital ratio); Strongly profitable (ROA 1.56%).

Is Shelby/Bolivar County NCUA-insured?

Yes. Shelby/Bolivar County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Shelby/Bolivar County?

Shelby/Bolivar County holds $5 million in total assets, ranking 2nd of 55 credit unions we track in Mississippi. It serves 2,133 members.

Does Shelby/Bolivar County have CFPB complaints?

No CFPB complaints against Shelby/Bolivar County appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Meridian Postal
credit union · Meridian, MS · $5M assets
Muw
credit union · Columbus, MS · $4M assets
Water's Edge
credit union · Biloxi, MS · $5M assets
Community Partners
credit union · Newton, MS · $5M assets
Tombigbee
credit union · Amory, MS · $5M assets
Memorial
credit union · Gulfport, MS · $6M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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