Ferguson
Ferguson is a credit union based in Monticello, Mississippi, established in 1968, with $96 million in total assets serving 10,064 members. By Trust Grade it ranks 44th of 55 credit unions we track in Mississippi. Its net worth ratio of 9.7% trails most similarly sized credit unions (15th percentile), versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 0.29% return on assets. No consumer complaints against Ferguson appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ferguson compares to Mississippi peers
How we graded Ferguson
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.7% capital ratio)
- Profitable (ROA 0.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ferguson over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ferguson insured?
Yes. Ferguson is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ferguson: frequently asked questions
Is Ferguson a good credit union?
Ferguson earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.29%).
Is Ferguson NCUA-insured?
Yes. Ferguson is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ferguson?
Ferguson holds $96 million in total assets, ranking 44th of 55 credit unions we track in Mississippi. It serves 10,064 members.
Does Ferguson have CFPB complaints?
No CFPB complaints against Ferguson appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
