Meridian Mutual
Meridian Mutual is a credit union based in Meridian, Mississippi, established in 1953, with $71 million in total assets serving 7,606 members. By Trust Grade it ranks 35th of 55 credit unions we track in Mississippi. Its net worth ratio of 12.3% trails most similarly sized credit unions (35th percentile), versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against Meridian Mutual appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Meridian Mutual compares to Mississippi peers
How we graded Meridian Mutual
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Profitable (ROA 0.33%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Meridian Mutual over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Meridian Mutual insured?
Yes. Meridian Mutual is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Meridian Mutual: frequently asked questions
Is Meridian Mutual a good credit union?
Meridian Mutual earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.33%).
Is Meridian Mutual NCUA-insured?
Yes. Meridian Mutual is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Meridian Mutual?
Meridian Mutual holds $71 million in total assets, ranking 35th of 55 credit unions we track in Mississippi. It serves 7,606 members.
Does Meridian Mutual have CFPB complaints?
No CFPB complaints against Meridian Mutual appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
