1st Mississippi
1st Mississippi is a credit union based in Meridian, Mississippi, established in 1972, with $82 million in total assets serving 10,630 members. By Trust Grade it ranks 33rd of 55 credit unions we track in Mississippi. Its net worth ratio of 28.6% is stronger than 93% of similarly sized credit unions, versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against 1st Mississippi appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 1st Mississippi compares to Mississippi peers
How we graded 1st Mississippi
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (28.6% capital ratio)
- Profitable (ROA 0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 1st Mississippi over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at 1st Mississippi insured?
Yes. 1st Mississippi is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
1st Mississippi: frequently asked questions
Is 1st Mississippi a good credit union?
1st Mississippi earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (28.6% capital ratio); Profitable (ROA 0.55%).
Is 1st Mississippi NCUA-insured?
Yes. 1st Mississippi is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is 1st Mississippi?
1st Mississippi holds $82 million in total assets, ranking 33rd of 55 credit unions we track in Mississippi. It serves 10,630 members.
Does 1st Mississippi have CFPB complaints?
No CFPB complaints against 1st Mississippi appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
