Jackson Area
Jackson Area is a credit union based in Jackson, Mississippi, established in 1953, with $71 million in total assets serving 15,704 members. By Trust Grade it ranks 54th of 55 credit unions we track in Mississippi. Its net worth ratio of -107.9% trails most similarly sized credit unions (0th percentile), versus a Mississippi median of 16.4%. It posted a loss over the most recent period (-514.25% return on assets), a point to watch. No consumer complaints against Jackson Area appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Jackson Area compares to Mississippi peers
How we graded Jackson Area
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (-107.9%)
- Unprofitable over the period (ROA -514.25%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Jackson Area over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Jackson Area insured?
Yes. Jackson Area is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Jackson Area: frequently asked questions
Is Jackson Area a good credit union?
Jackson Area earns a Bankzia Trust Grade of F (13/100, "Weak"), based on a financial-strength score of 13/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (-107.9%); Unprofitable over the period (ROA -514.25%).
Is Jackson Area NCUA-insured?
Yes. Jackson Area is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Jackson Area?
Jackson Area holds $71 million in total assets, ranking 54th of 55 credit unions we track in Mississippi. It serves 15,704 members.
Does Jackson Area have CFPB complaints?
No CFPB complaints against Jackson Area appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
