Skip to main content
credit union

National Institutes Of Health

Rockville, MD · Est. 1940
C
Trust Grade
Average
Score: 79/100

National Institutes Of Health is a credit union based in Rockville, Maryland, established in 1940, with $825 million in total assets serving 40,745 members. By Trust Grade it ranks 57th of 61 credit unions we track in Maryland. Its net worth ratio of 8.1% trails most similarly sized credit unions (4th percentile), versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.42% return on assets. No consumer complaints against National Institutes Of Health appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$825.5M
$100M–1B institution
Members
40,745
Shares & deposits
Net worth ratio
8.1%
Bottom 4% of $100M–1B peers · Maryland median 11.9%
Return on assets
0.4%
Bottom 31% of $100M–1B peers · Maryland median 0.49%
Rank in Maryland
#57
of 61 credit unions

How National Institutes Of Health compares to Maryland peers

Net worth ratio
Bottom 4% of $100M–1B peers
National Institutes
8.1%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of $100M–1B peers
National Institutes
0.4%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded National Institutes Of Health

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Well-capitalized (8.1% capital ratio)
  • Profitable (ROA 0.42%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for National Institutes Of Health over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at National Institutes Of Health insured?

Yes. National Institutes Of Health is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

National Institutes Of Health: frequently asked questions

Is National Institutes Of Health a good credit union?

National Institutes Of Health earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.1% capital ratio); Profitable (ROA 0.42%).

Is National Institutes Of Health NCUA-insured?

Yes. National Institutes Of Health is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is National Institutes Of Health?

National Institutes Of Health holds $825 million in total assets, ranking 57th of 61 credit unions we track in Maryland. It serves 40,745 members.

Does National Institutes Of Health have CFPB complaints?

No CFPB complaints against National Institutes Of Health appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Cedar Point
credit union · Lexington Park, MD · $903M assets
Apl
credit union · Laurel, MD · $709M assets
First Peoples Community
credit union · Cumberland, MD · $660M assets
Point Breeze
credit union · Hunt Valley, MD · $1.0B assets
Johns Hopkins
credit union · Baltimore, MD · $649M assets
Securityplus
credit union · Baltimore, MD · $604M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →