First Peoples Community
First Peoples Community is a credit union based in Cumberland, Maryland, established in 1959, with $660 million in total assets serving 34,621 members. By Trust Grade it ranks 8th of 61 credit unions we track in Maryland. Its net worth ratio of 13.5% is stronger than 76% of similarly sized credit unions, versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 1.15% return on assets. No consumer complaints against First Peoples Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Peoples Community compares to Maryland peers
How we graded First Peoples Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.5% capital ratio)
- Strongly profitable (ROA 1.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Peoples Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at First Peoples Community insured?
Yes. First Peoples Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Peoples Community: frequently asked questions
Is First Peoples Community a good credit union?
First Peoples Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.15%).
Is First Peoples Community NCUA-insured?
Yes. First Peoples Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is First Peoples Community?
First Peoples Community holds $660 million in total assets, ranking 8th of 61 credit unions we track in Maryland. It serves 34,621 members.
Does First Peoples Community have CFPB complaints?
No CFPB complaints against First Peoples Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
