credit union

Freedom Of Maryland

Bel Air, MD · Est. 1953
B
Trust Grade
Strong
Score: 82/100

Freedom Of Maryland is a credit union based in Bel Air, Maryland, established in 1953, with $564 million in total assets serving 43,167 members. By Trust Grade it ranks 52nd of 61 credit unions we track in Maryland. Its net worth ratio of 8.4% trails most similarly sized credit unions (7th percentile), versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Freedom Of Maryland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$563.7M
$100M–1B institution
Members
43,167
Shares & deposits
—
Net worth ratio
8.4%
Bottom 7% of $100M–1B peers · Maryland median 11.9%
Return on assets
0.6%
Bottom 46% of $100M–1B peers · Maryland median 0.49%
Rank in Maryland
#52
of 61 credit unions

How Freedom Of Maryland compares to Maryland peers

Net worth ratio
Bottom 7% of $100M–1B peers
Freedom Of
8.4%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of $100M–1B peers
Freedom Of
0.6%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Freedom Of Maryland

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (8.4% capital ratio)
  • Profitable (ROA 0.63%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Freedom Of Maryland over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Freedom Of Maryland insured?

Yes. Freedom Of Maryland is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Freedom Of Maryland: frequently asked questions

Is Freedom Of Maryland a good credit union?

Freedom Of Maryland earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.63%).

Is Freedom Of Maryland NCUA-insured?

Yes. Freedom Of Maryland is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Freedom Of Maryland?

Freedom Of Maryland holds $564 million in total assets, ranking 52nd of 61 credit unions we track in Maryland. It serves 43,167 members.

Does Freedom Of Maryland have CFPB complaints?

No CFPB complaints against Freedom Of Maryland appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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