Fedchoice
Fedchoice is a credit union based in Lanham, Maryland, established in 1935, with $503 million in total assets serving 25,704 members. By Trust Grade it ranks 49th of 61 credit unions we track in Maryland. Its net worth ratio of 9.3% trails most similarly sized credit unions (18th percentile), versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.49% return on assets. No consumer complaints against Fedchoice appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fedchoice compares to Maryland peers
How we graded Fedchoice
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.3% capital ratio)
- Profitable (ROA 0.49%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fedchoice over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Fedchoice insured?
Yes. Fedchoice is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fedchoice: frequently asked questions
Is Fedchoice a good credit union?
Fedchoice earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Profitable (ROA 0.49%).
Is Fedchoice NCUA-insured?
Yes. Fedchoice is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Fedchoice?
Fedchoice holds $503 million in total assets, ranking 49th of 61 credit unions we track in Maryland. It serves 25,704 members.
Does Fedchoice have CFPB complaints?
No CFPB complaints against Fedchoice appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
