Point Breeze
Point Breeze is a credit union based in Hunt Valley, Maryland, established in 1935, with $1.0 billion in total assets serving 67,607 members. By Trust Grade it ranks 22nd of 61 credit unions we track in Maryland. Its net worth ratio of 13.6% is stronger than 88% of similarly sized credit unions, versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.49% return on assets. No consumer complaints against Point Breeze appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Point Breeze compares to Maryland peers
How we graded Point Breeze
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.6% capital ratio)
- Profitable (ROA 0.49%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Point Breeze over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Point Breeze insured?
Yes. Point Breeze is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Point Breeze: frequently asked questions
Is Point Breeze a good credit union?
Point Breeze earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Profitable (ROA 0.49%).
Is Point Breeze NCUA-insured?
Yes. Point Breeze is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Point Breeze?
Point Breeze holds $1.0 billion in total assets, ranking 22nd of 61 credit unions we track in Maryland. It serves 67,607 members.
Does Point Breeze have CFPB complaints?
No CFPB complaints against Point Breeze appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
