Cedar Point
Cedar Point is a credit union based in Lexington Park, Maryland, established in 1945, with $903 million in total assets serving 47,768 members. By Trust Grade it ranks 48th of 61 credit unions we track in Maryland. Its net worth ratio of 9.1% trails most similarly sized credit unions (16th percentile), versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against Cedar Point appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cedar Point compares to Maryland peers
How we graded Cedar Point
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.1% capital ratio)
- Profitable (ROA 0.75%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cedar Point over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Cedar Point insured?
Yes. Cedar Point is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cedar Point: frequently asked questions
Is Cedar Point a good credit union?
Cedar Point earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.1% capital ratio); Profitable (ROA 0.75%).
Is Cedar Point NCUA-insured?
Yes. Cedar Point is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Cedar Point?
Cedar Point holds $903 million in total assets, ranking 48th of 61 credit unions we track in Maryland. It serves 47,768 members.
Does Cedar Point have CFPB complaints?
No CFPB complaints against Cedar Point appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
