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credit union

Membersalliance

Rockford, IL · Est. 1938
B
Trust Grade
Strong
Score: 84/100

Membersalliance is a credit union based in Rockford, Illinois, established in 1938, with $307 million in total assets serving 22,003 members. By Trust Grade it ranks 150th of 188 credit unions we track in Illinois. Its net worth ratio of 9.0% trails most similarly sized credit unions (15th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Membersalliance appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$307.2M
$100M–1B institution
Members
22,003
Shares & deposits
Net worth ratio
9.0%
Bottom 15% of $100M–1B peers · Illinois median 13.7%
Return on assets
0.6%
Bottom 44% of $100M–1B peers · Illinois median 0.62%
Rank in Illinois
#150
of 188 credit unions

How Membersalliance compares to Illinois peers

Net worth ratio
Bottom 15% of $100M–1B peers
Membersalliance
9.0%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of $100M–1B peers
Membersalliance
0.6%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Membersalliance

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (9.0% capital ratio)
  • Profitable (ROA 0.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Membersalliance over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Membersalliance insured?

Yes. Membersalliance is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Membersalliance: frequently asked questions

Is Membersalliance a good credit union?

Membersalliance earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.61%).

Is Membersalliance NCUA-insured?

Yes. Membersalliance is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Membersalliance?

Membersalliance holds $307 million in total assets, ranking 150th of 188 credit unions we track in Illinois. It serves 22,003 members.

Does Membersalliance have CFPB complaints?

No CFPB complaints against Membersalliance appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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