Community Trust
Community Trust is a credit union based in Gurnee, Illinois, established in 1933, with $340 million in total assets serving 13,417 members. By Trust Grade it ranks 57th of 188 credit unions we track in Illinois. Its net worth ratio of 11.8% is stronger than 58% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.10% return on assets. No consumer complaints against Community Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community Trust compares to Illinois peers
How we graded Community Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.8% capital ratio)
- Strongly profitable (ROA 1.10%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Community Trust insured?
Yes. Community Trust is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community Trust: frequently asked questions
Is Community Trust a good credit union?
Community Trust earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.10%).
Is Community Trust NCUA-insured?
Yes. Community Trust is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Community Trust?
Community Trust holds $340 million in total assets, ranking 57th of 188 credit unions we track in Illinois. It serves 13,417 members.
Does Community Trust have CFPB complaints?
No CFPB complaints against Community Trust appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
