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credit union

Iaa

Bloomington, IL · Est. 1951
A
Trust Grade
Excellent
Score: 98/100

Iaa is a credit union based in Bloomington, Illinois, established in 1951, with $414 million in total assets serving 18,165 members. By Trust Grade it ranks 45th of 188 credit unions we track in Illinois. Its net worth ratio of 13.8% is stronger than 79% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against Iaa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$414.2M
$100M–1B institution
Members
18,165
Shares & deposits
Net worth ratio
13.8%
Top 21% of $100M–1B peers · Illinois median 13.7%
Return on assets
1.1%
Top 23% of $100M–1B peers · Illinois median 0.62%
Rank in Illinois
#45
of 188 credit unions

How Iaa compares to Illinois peers

Net worth ratio
Top 21% of $100M–1B peers
Iaa
13.8%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of $100M–1B peers
Iaa
1.1%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Iaa

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.8% capital ratio)
  • Strongly profitable (ROA 1.12%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Iaa over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Iaa insured?

Yes. Iaa is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Iaa: frequently asked questions

Is Iaa a good credit union?

Iaa earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Strongly profitable (ROA 1.12%).

Is Iaa NCUA-insured?

Yes. Iaa is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Iaa?

Iaa holds $414 million in total assets, ranking 45th of 188 credit unions we track in Illinois. It serves 18,165 members.

Does Iaa have CFPB complaints?

No CFPB complaints against Iaa appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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