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credit union

Illiana Financial

Calumet City, IL · Est. 1936
A
Trust Grade
Excellent
Score: 91/100

Illiana Financial is a credit union based in Calumet City, Illinois, established in 1936, with $263 million in total assets serving 20,906 members. By Trust Grade it ranks 114th of 188 credit unions we track in Illinois. Its net worth ratio of 17.3% is stronger than 94% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.15% return on assets. No consumer complaints against Illiana Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$262.7M
$100M–1B institution
Members
20,906
Shares & deposits
Net worth ratio
17.3%
Top 6% of $100M–1B peers · Illinois median 13.7%
Return on assets
0.2%
Bottom 14% of $100M–1B peers · Illinois median 0.62%
Rank in Illinois
#114
of 188 credit unions

How Illiana Financial compares to Illinois peers

Net worth ratio
Top 6% of $100M–1B peers
Illiana Financial
17.3%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 14% of $100M–1B peers
Illiana Financial
0.2%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Illiana Financial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (17.3% capital ratio)
  • Profitable (ROA 0.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Illiana Financial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Illiana Financial insured?

Yes. Illiana Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Illiana Financial: frequently asked questions

Is Illiana Financial a good credit union?

Illiana Financial earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (17.3% capital ratio); Profitable (ROA 0.15%).

Is Illiana Financial NCUA-insured?

Yes. Illiana Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Illiana Financial?

Illiana Financial holds $263 million in total assets, ranking 114th of 188 credit unions we track in Illinois. It serves 20,906 members.

Does Illiana Financial have CFPB complaints?

No CFPB complaints against Illiana Financial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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