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Illinois State

Normal, IL · Est. 1960
A
Trust Grade
Excellent
Score: 92/100

Illinois State is a credit union based in Normal, Illinois, established in 1960, with $253 million in total assets serving 18,449 members. By Trust Grade it ranks 107th of 188 credit unions we track in Illinois. Its net worth ratio of 10.3% trails most similarly sized credit unions (35th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against Illinois State appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$252.6M
$100M–1B institution
Members
18,449
Shares & deposits
Net worth ratio
10.3%
Bottom 35% of $100M–1B peers · Illinois median 13.7%
Return on assets
1.0%
Top 29% of $100M–1B peers · Illinois median 0.62%
Rank in Illinois
#107
of 188 credit unions

How Illinois State compares to Illinois peers

Net worth ratio
Bottom 35% of $100M–1B peers
Illinois State
10.3%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 29% of $100M–1B peers
Illinois State
1.0%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Illinois State

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (10.3% capital ratio)
  • Strongly profitable (ROA 1.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Illinois State over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Illinois State insured?

Yes. Illinois State is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Illinois State: frequently asked questions

Is Illinois State a good credit union?

Illinois State earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Strongly profitable (ROA 1.00%).

Is Illinois State NCUA-insured?

Yes. Illinois State is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Illinois State?

Illinois State holds $253 million in total assets, ranking 107th of 188 credit unions we track in Illinois. It serves 18,449 members.

Does Illinois State have CFPB complaints?

No CFPB complaints against Illinois State appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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