Vicinity
Vicinity is a credit union based in Chicago, Illinois, established in 1931, with $201 million in total assets serving 17,576 members. By Trust Grade it ranks 172nd of 188 credit unions we track in Illinois. Its net worth ratio of 8.4% trails most similarly sized credit unions (7th percentile), versus a Illinois median of 13.7%. It posted a loss over the most recent period (-0.26% return on assets), a point to watch. No consumer complaints against Vicinity appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Vicinity compares to Illinois peers
How we graded Vicinity
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Unprofitable over the period (ROA -0.26%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Vicinity over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Vicinity insured?
Yes. Vicinity is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Vicinity: frequently asked questions
Is Vicinity a good credit union?
Vicinity earns a Bankzia Trust Grade of C (75/100, "Average"), based on a financial-strength score of 75/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Unprofitable over the period (ROA -0.26%).
Is Vicinity NCUA-insured?
Yes. Vicinity is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Vicinity?
Vicinity holds $201 million in total assets, ranking 172nd of 188 credit unions we track in Illinois. It serves 17,576 members.
Does Vicinity have CFPB complaints?
No CFPB complaints against Vicinity appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
