Rock Valley
Rock Valley is a credit union based in Loves Park, Illinois, established in 1968, with $178 million in total assets serving 15,767 members. By Trust Grade it ranks 129th of 188 credit unions we track in Illinois. Its net worth ratio of 11.2% trails most similarly sized credit unions (49th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.14% return on assets. No consumer complaints against Rock Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Rock Valley compares to Illinois peers
How we graded Rock Valley
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Profitable (ROA 0.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Rock Valley over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Rock Valley insured?
Yes. Rock Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Rock Valley: frequently asked questions
Is Rock Valley a good credit union?
Rock Valley earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Profitable (ROA 0.14%).
Is Rock Valley NCUA-insured?
Yes. Rock Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Rock Valley?
Rock Valley holds $178 million in total assets, ranking 129th of 188 credit unions we track in Illinois. It serves 15,767 members.
Does Rock Valley have CFPB complaints?
No CFPB complaints against Rock Valley appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
