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credit union

Gas And Electric

Rock Island, IL · Est. 1935
B
Trust Grade
Strong
Score: 88/100

Gas And Electric is a credit union based in Rock Island, Illinois, established in 1935, with $132 million in total assets serving 5,533 members. By Trust Grade it ranks 131st of 188 credit unions we track in Illinois. Its net worth ratio of 10.0% trails most similarly sized credit unions (31th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Gas And Electric appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$132.0M
$100M–1B institution
Members
5,533
Shares & deposits
Net worth ratio
10.0%
Bottom 31% of $100M–1B peers · Illinois median 13.7%
Return on assets
0.7%
Top 50% of $100M–1B peers · Illinois median 0.62%
Rank in Illinois
#131
of 188 credit unions

How Gas And Electric compares to Illinois peers

Net worth ratio
Bottom 31% of $100M–1B peers
Gas And
10.0%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of $100M–1B peers
Gas And
0.7%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Gas And Electric

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (10.0% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Gas And Electric over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Gas And Electric insured?

Yes. Gas And Electric is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Gas And Electric: frequently asked questions

Is Gas And Electric a good credit union?

Gas And Electric earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Profitable (ROA 0.67%).

Is Gas And Electric NCUA-insured?

Yes. Gas And Electric is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Gas And Electric?

Gas And Electric holds $132 million in total assets, ranking 131st of 188 credit unions we track in Illinois. It serves 5,533 members.

Does Gas And Electric have CFPB complaints?

No CFPB complaints against Gas And Electric appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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