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Illinois Educators

Springfield, IL · Est. 1938
B
Trust Grade
Strong
Score: 84/100

Illinois Educators is a credit union based in Springfield, Illinois, established in 1938, with $121 million in total assets serving 10,152 members. By Trust Grade it ranks 148th of 188 credit unions we track in Illinois. Its net worth ratio of 10.4% trails most similarly sized credit unions (36th percentile), versus a Illinois median of 13.7%. It posted a loss over the most recent period (-0.07% return on assets), a point to watch. No consumer complaints against Illinois Educators appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$121.4M
$100M–1B institution
Members
10,152
Shares & deposits
Net worth ratio
10.4%
Bottom 36% of $100M–1B peers · Illinois median 13.7%
Return on assets
-0.1%
Bottom 6% of $100M–1B peers · Illinois median 0.62%
Rank in Illinois
#148
of 188 credit unions

How Illinois Educators compares to Illinois peers

Net worth ratio
Bottom 36% of $100M–1B peers
Illinois Educators
10.4%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of $100M–1B peers
Illinois Educators
-0.1%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Illinois Educators

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (10.4% capital ratio)
  • Unprofitable over the period (ROA -0.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Illinois Educators over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Illinois Educators insured?

Yes. Illinois Educators is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Illinois Educators: frequently asked questions

Is Illinois Educators a good credit union?

Illinois Educators earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Unprofitable over the period (ROA -0.07%).

Is Illinois Educators NCUA-insured?

Yes. Illinois Educators is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Illinois Educators?

Illinois Educators holds $121 million in total assets, ranking 148th of 188 credit unions we track in Illinois. It serves 10,152 members.

Does Illinois Educators have CFPB complaints?

No CFPB complaints against Illinois Educators appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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