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credit union

I. H. Mississippi Valley

Moline, IL · Est. 1936
B
Trust Grade
Strong
Score: 86/100

I. H. Mississippi Valley is a credit union based in Moline, Illinois, established in 1936, with $2.3 billion in total assets serving 149,705 members. By Trust Grade it ranks 140th of 188 credit unions we track in Illinois. Its net worth ratio of 8.9% trails most similarly sized credit unions (11th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against I. H. Mississippi Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.3B
$1B–10B institution
Members
149,705
Shares & deposits
Net worth ratio
8.9%
Bottom 11% of $1B–10B peers · Illinois median 13.7%
Return on assets
1.0%
Top 25% of $1B–10B peers · Illinois median 0.62%
Rank in Illinois
#140
of 188 credit unions

How I. H. Mississippi Valley compares to Illinois peers

Net worth ratio
Bottom 11% of $1B–10B peers
I. H.
8.9%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of $1B–10B peers
I. H.
1.0%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded I. H. Mississippi Valley

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (8.9% capital ratio)
  • Strongly profitable (ROA 1.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for I. H. Mississippi Valley over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at I. H. Mississippi Valley insured?

Yes. I. H. Mississippi Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

I. H. Mississippi Valley: frequently asked questions

Is I. H. Mississippi Valley a good credit union?

I. H. Mississippi Valley earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 1.01%).

Is I. H. Mississippi Valley NCUA-insured?

Yes. I. H. Mississippi Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is I. H. Mississippi Valley?

I. H. Mississippi Valley holds $2.3 billion in total assets, ranking 140th of 188 credit unions we track in Illinois. It serves 149,705 members.

Does I. H. Mississippi Valley have CFPB complaints?

No CFPB complaints against I. H. Mississippi Valley appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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