Scott
Scott is a credit union based in Edwardsville, Illinois, established in 1943, with $1.8 billion in total assets serving 131,552 members. By Trust Grade it ranks 121st of 188 credit unions we track in Illinois. Its net worth ratio of 9.9% trails most similarly sized credit unions (30th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against Scott appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Scott compares to Illinois peers
How we graded Scott
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.12%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Scott over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Scott insured?
Yes. Scott is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Scott: frequently asked questions
Is Scott a good credit union?
Scott earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Strongly profitable (ROA 1.12%).
Is Scott NCUA-insured?
Yes. Scott is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Scott?
Scott holds $1.8 billion in total assets, ranking 121st of 188 credit unions we track in Illinois. It serves 131,552 members.
Does Scott have CFPB complaints?
No CFPB complaints against Scott appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
