Vibrant
Vibrant is a credit union based in Moline, Illinois, established in 1935, with $1.2 billion in total assets serving 66,307 members. By Trust Grade it ranks 171st of 188 credit unions we track in Illinois. Its net worth ratio of 8.1% trails most similarly sized credit unions (3th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.02% return on assets. No consumer complaints against Vibrant appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Vibrant compares to Illinois peers
How we graded Vibrant
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.1% capital ratio)
- Profitable (ROA 0.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Vibrant over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Vibrant insured?
Yes. Vibrant is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Vibrant: frequently asked questions
Is Vibrant a good credit union?
Vibrant earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (8.1% capital ratio); Profitable (ROA 0.02%).
Is Vibrant NCUA-insured?
Yes. Vibrant is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Vibrant?
Vibrant holds $1.2 billion in total assets, ranking 171st of 188 credit unions we track in Illinois. It serves 66,307 members.
Does Vibrant have CFPB complaints?
No CFPB complaints against Vibrant appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
