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credit union

Credit Union 1

Lombard, IL · Est. 1958
A
Trust Grade
Excellent
Score: 94/100

Credit Union 1 is a credit union based in Lombard, Illinois, established in 1958, with $2.6 billion in total assets serving 167,836 members. By Trust Grade it ranks 89th of 188 credit unions we track in Illinois. Its net worth ratio of 10.9% is stronger than 52% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 2.48% return on assets. No consumer complaints against Credit Union 1 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.6B
$1B–10B institution
Members
167,836
Shares & deposits
Net worth ratio
10.9%
Top 48% of $1B–10B peers · Illinois median 13.7%
Return on assets
2.5%
Top 0% of $1B–10B peers · Illinois median 0.62%
Rank in Illinois
#89
of 188 credit unions

How Credit Union 1 compares to Illinois peers

Net worth ratio
Top 48% of $1B–10B peers
Credit Union
10.9%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 0% of $1B–10B peers
Credit Union
2.5%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Credit Union 1

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (10.9% capital ratio)
  • Strongly profitable (ROA 2.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Credit Union 1 over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Credit Union 1 insured?

Yes. Credit Union 1 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Credit Union 1: frequently asked questions

Is Credit Union 1 a good credit union?

Credit Union 1 earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Strongly profitable (ROA 2.48%).

Is Credit Union 1 NCUA-insured?

Yes. Credit Union 1 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Credit Union 1?

Credit Union 1 holds $2.6 billion in total assets, ranking 89th of 188 credit unions we track in Illinois. It serves 167,836 members.

Does Credit Union 1 have CFPB complaints?

No CFPB complaints against Credit Union 1 appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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